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I Hate Debt
Homepage
Section 1
A Look at Debt
History of Debt
Credit Card History
Current State of Debt
How You Got Into Debt
Good Debt Bad Debt
Business vs. Personal Debt
Section 2
Dealing With Your Money
The Two Step Plan
Doing The Two-Step
Step One
Step Two
The Paths Out of Debt
1- Create a Debt Payment Plan
2- Neogtiate Better Rates & Terms
a.Consolidation Loans
b.Consumer Credit Counseling Services
3- Negotiate Lump-Sum Settlements
4- Bankruptcy
5- The Easy Way
6- Win $1,000,000
Living Debt-Free
Manage Your Money
Make More Money
Save Money
SameMoney-MoreFun
Stay Debt-Free
You as a Business
Section 3
Dealing With Your Creditors
Alerts/Scams
The Credit Industry
Credit Industry
The Fine Print
The Secondary Debt Market
The Debt Collection Process
Original Creditor
The Charge-Off
Collection Agency
Legal Problems
Dirty Creditor Tricks
Dealing with Debt Collectors
Dealing with Debt Collectors
Statute of Limitations
Cease and Desist Letter
Section 4
The Credit Report
The Credit Report
Credit Score
Credit Repair
Section 5
Dealing With Yourself
The Critical Factor
The Art of Prosperity
The End of Failure
Prosperity Coaching
Section 6
Kids and Money
Kids and Money
How to Pay for College
Section 7
Debt Information
Bookstore
Debt Facts
Radio Show
Resources
About Us
Privacy Policy
Site Map
If you find this information helpful I ask you to contribute to help me help more people.
You can contribute through PayPal by clicking on this button
Or you can mail in your contribution.
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Get Rid of Debt and Live A Debt-Free and Prosperous Life!
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Hello, I'm Tom Allen and I hate debt! I'll bet you do too. Why wouldn't you? You know that debt brings with it a heavy burden that includes not only financial problems but emotional burdens, psychological and physical stress, family problems and a diminished ability to enjoy life. I know because I was in debt most of my life and now that I’ve found the way out I can tell you - getting out of debt feels great!! It adds a whole new dimension to life, lifts the weight off of your shoulders, lightens your load, puts a spring in your step...I'm sure you get the idea.
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Debt - Let's Get Rid of Your Debts Once and For All!
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My purpose here is to help you get rid of your debts and start building a financially sound life for yourself. Here’s the good news: it’s really not that difficult, in fact once you get started it can and should be a lot of fun. The first thing I’ll emphasize to you is that, yes, you can do it. I’ve done it, others have done it, and so can you. You can get rid of your debts and live a debt-free and prosperous life. You can be out of debt much faster than you’ve dreamed possible and you can get started today. So if you hate being in debt, join with me, and believe me, it’s more fun to get out of debt than it was to get into debt. So as of today we’re starting a new path but let’s look back and see how we got here in the first place.
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Debt - It Doesn't Have To Be This Way!!!
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There's no reason why you need to be in debt. For most of time there was no debt, at least not in the modern financial sense. There was slavery, indentured servitude and a class system which determined your life by your birthright and gave you no hope of ever making a change. This will give you a good idea of how detailed the systems was, it is the first line of The Magna Carta.
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John, by the grace of God, king of England, lord of Ireland, duke of Normandy and Aquitaine, and count of Anjou, to the archbishop, bishops, abbots, earls, barons, justiciaries, foresters, sheriffs, stewards, servants, and to all his bailiffs and liege subjects, greetings.
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That was about 800 years ago and the world has been moving in the direction of freedom and prosperity ever since. For most of the modern world we now have a system that allows one the freedom to make his or her own life decisions.
Unfortunately most of us have replaced the old system of slavery/indentured servitude with one called debt.
At one time people were enticed to go for a boat ride with the tales of a better life only to find themselves captured and sold into slavery.
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Either way the ride ended the same. The victim wound up with years worth of struggle and bondage, passed the mistake down to their heirs with only the lucky few being able to find a way to freedom.
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I'm going to make this fun for you!!
Like Norman Cousins who found his way to physical health by learning to laugh in the face of terminal illness, we’ll learn to laugh our way to a debt-free life. You'll learn to say things like, “You gave me credit, what were you thinking?", and "I pull one bill a month out of a hat and pay it and if you call me again I'm taking yours out of the hat!"
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We’ll talk about the history of debt and the history of the credit card. You'll learn about credit reporting, why you don’t want to use credit even when you think you do. And then we'll go dancing and learn the “I Hate Debt Two-Step”, believe me once you're debt-free you'll feel like dancing every single day.
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Here's What We're Going to Do
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Together we’re going to look at exactly what debt is, how it came to be and how it has taken over our lives. I’ll offer insights into how the debt business works and how you can easily turn the tables on debt and then turn your back on it and walk away a free person. Living a debt-free lifestyle is not only possible it is something that more and more people are doing. Are you ready to join with us? Then come along and learn the “Getting Rid of Debt Two-Step.” Just follow the steps and you will indeed become debt-free. And the good news is there are only two steps.
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Once you have all of the information you'll decide the best way for you to get out of debt.
You'll put together an action plan and you'll start your plan. Don't worry at any time you can, if you so desire, abandon you're plan and go back into the never-ending trap of minimum monthly payments and the ever-secure feeling of lifetime debt. Either that or stay on the plan and very shortly have more money to spend, more money to invest and a feeling that everything is possible. Of course, it's your choice.
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The I Hate Debt Radio Show
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To make things easier for you I've assembled the best information I could find on The Credit Industry, Credit Reports,
Living a Debt-Free and Prosperous Life, and the best Books on Getting Rid of Debt.
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Now you can listen to the best getting rid of debt advice available on The I Hate Debt Radio Show. The shows are archived so that you can listen anytime you have the time. Join the I Hate Debt Radio Show revolution.
Listen to The I Hate Debt Radio Show.
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While it’s ultimately up to you to make your way down the path, I’m going to do all that I can to make sure you reach the debt-free finish line. When you reach your goal of being debt-free then you begin a new journey towards building a financial nest-egg that will provide you with a lifetime of peace of mind and financial well-being. So let’s take the first step towards the finish line.
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Let's start with "The History of Debt"
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