Debt Elimination Success Seminar

Get Out of Debt

I Hate Debt
Homepage
Section 1
A Look at Debt
History of Debt
Credit Card History
Current State of Debt
How You Got Into Debt
Good Debt Bad Debt
Business vs. Personal Debt
Section 2 Dealing With Your Money

The Two Step Plan
Doing The Two-Step
Step One
Step Two

The Paths Out of Debt
1- Create a Debt Payment Plan
2- Neogtiate Better Rates & Terms
a.Consolidation Loans
b.Consumer Credit Counseling Services
3- Negotiate Lump-Sum Settlements
4- Bankruptcy
5- The Easy Way
6- Win $1,000,000

Living Debt-Free
Manage Your Money
Make More Money
Save Money
SameMoney-MoreFun
Stay Debt-Free
You as a Business


Section 3 Dealing With Your Creditors
Alerts/Scams

The Credit Industry
Credit Industry
The Fine Print
The Secondary Debt Market

The Debt Collection Process
Original Creditor
The Charge-Off
Collection Agency
Legal Problems
Dirty Creditor Tricks

Dealing with Debt Collectors
Dealing with Debt Collectors
Statute of Limitations
Cease and Desist Letter


Section 4
The Credit Report
The Credit Report
Credit Score
Credit Repair
Section 5
Dealing With Yourself
The Critical Factor
The Art of Prosperity
The End of Failure
Prosperity Coaching
Section 6
Kids and Money
Kids and Money
How to Pay for College
Section 7
Debt Information
Bookstore
Debt Facts
Radio Show
Resources

About Us
Privacy Policy
Site Map


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Here's a Thought
Lottery Tickets - - I have no problem if you want to buy a lottery ticket once in a while. I think it's a good idea to have a positive expectation too. So what are the odds of winning the top prize in your lottery? They are probably around 50 million to one against you winning. Sure there are all kinds of nifty sayings to encourage you to play; you may even have a favorite. My only suggestion is if you want to play is set up a budget for lottery tickets, say, $10 a month. Then keep track of what you actually spend, maybe you should just hold on to your losing tickets. When you hit your limit, stop.

So what's the big deal about spending $10 a week on tickets? Well it's $5,200 in lottery tickets over ten years. If your 20 and play every week until your 70 that's $26,000. Hey you'd be thrilled if you won $26,000 in this week's lottery, so just save your $10 a week and you'll have a guaranteed winner of $26,000, unless you invest it along the way and have it grow to an even larger amount.

Off to Vegas! So if you don't like the lottery odds you'd be better off in Las Vegas, right? Well, it's better to be hit by a truck doing 20 MPH than by one doing 65 MPH, but it's still not a great choice. Here's the truth! Casinos don't play fair!

Every gamble you make in a casino is no gamble at all, at least not as far as the casino is concerned. They only let you play games where the odds are in their favor. Sure you may get up a little but a casino is a well designed environment; the lights, sounds, as well as the design of the casino are constructed to disorient you. Throw in alcohol, lack of sleep and the fact that you're playing with chips and credits instead of cash and the casino is guaranteed to win. There's no luck involved.

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