10 Years of Debt Advice Help
debt relief experts for 10 years running

Free Debt Relief Report

debt relief report

Grab Your Free Report Now

How To Become Debt Free!
"The Debt Relief Secret"


Teaching kids about good money management is one of the most important things we can do for them. Unfortunately most of us were never taught much about it ourselves. But we do teach our kids about money management every single day even if we never talk about the subject with them. Kids start to understand about money by how their parents handle money, both physically and emotionally and especially how money affects the family dynamics. You don’t need to tell your kids anything about money for them to have an understanding of it. You only need to talk to them about money if you want them to have a healthy understanding of it.

There are two main components of kids and money management. One is teaching kids about how to understand the concept of money and how to develop good money management skills. The other is helping parents deal with the extra financial responsibilities that come with having kids. I’m going to talk about both areas.

Kids and Business I want to let you know about a great site that teaches kids, mostly teenagers, about business and investng money. The best way to get out of debt is to never get into debt. With early knowledge about money maybe the next generation can avoid this trap before they get started. Find out more here.

Cash Management for Kids
LOOKING FOR A WAY TO TEACH THE KIDS IN YOUR LIFE HOW TO MANAGE THEIR MONEY? Well, here it is: KIDSCA$H™, the Cash Management Workbook for Kids. Take the opportunity - before you're too late - to help the kids you love learn how to manage their money, and develop good financial habits that will last a lifetime. It's the best gift you’ll ever give them!

Are you a Financially Intelligent Parent?
Financially intelligent parents know how to emphasize healthy, positive money behaviors that communicate strong values to their children. They also know how to minimize negative money behaviors that send the wrong messages. They are able to identify teachable times that help them talk to their children about money, answer their questions and teach them to reflect on financial decisions. As a financially intelligent parent you understand that money is neither good nor bad; it's what you do with it and what you teach your children about it that is important. From FIParent.com

Learn how to become a Financially Intelligent Parent and learn the 8 Steps to raising successful, generous, responsible children

Listen to an interview with Eileen and Jon Gallo, authors of "The Financially Intelligent Parent."

Camp Millionaire
Creative Cash for Kids is a unique financial literacy program for kids and grownups. They focus on teaching time-honored, time-tested money management and wealth creation principles but only after exploring the power of thoughts, beliefs, and attitudes about money and wealth.


"Thank you for your help and resources. I had no idea how to handle my creditors until I found your website. Yes, there is light at the end of the tunnel!

(2nd Grade School Teacher, Washington)

"I appreciate your helpful information. We were able to work out a deal that is a win win situation for me and my debt collector's. Thank you so much.
Julie T.
(Receptionist, Texas)


debt relief ebook

Learn How To

checkmark Reduce Debt by 40- 60%

checkmark Avoid Bankruptcy

checkmark Eliminate Collection Calls

checkmark Know How Collectors Think

checkmark Become Debt Free



Get Your Free Report

How To Become Debt Free!
"The Debt Relief Secret"

debt free book


Debt Calculator

See how long it will take for your debt to get paid off with one of these four options. We have listed a standard debt amount as a default on the debt calculator. You will need to enter your current personal or business debt amount below to see what your debt payoff amounts will reflect.

What's Best For You: Minimum Payments?

Debt Consolidation?

Credit Counseling? Debt Settlement?
Total Unsecured Debt $30,000.00 $30,000.00 $30,000.00 $30,000.00
Months To
Get Out Of Debt
430 60 60 36
Interest Rate 18.9 % 12 % 10-12% Ave None
Total Interest Paid $49,978.53 $10,040.01 $21,300.00 None
$900.00 $667.33 $855.00 $458.33
Total Cost
To Be Debt Free
$79,978.53 $40,040.01 $51,300.00 $16,500.00
Monthly Payments   Months To Get Out Of Debt   Total Cost To Be Debt Free
Minimum Payments Debt Consolidation Credit Counseling Debt Settlement
Enter Your Debt Information Here:
Your Total
Unsecured Debt:
Your Average
Interest Rate:
Months To
Be Debt Free:


PLEASE NOTE: This calculator gives you an estimate of how much it will cost you to get out of debt, how long it will take and how much your monthly payment may be with the different options to pay off your debt. Keep in mind "Minimum Payments" assumes you NEVER make any further purchases on your credit cards and the credit card companies NEVER raise the interest rate on your cards in the future from the rate calculated above. The "Debt Consolidation Loan" example is usually only possible when taking out an "equity line of credit" or "second mortgage", which involves securing your unsecured debt with your home. This is a very risky option for most people because the home could be foreclosed if you cannot make the payments.