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I Hate Debt
Homepage
Section 1
A Look at Debt
History of Debt
Credit Card History
Current State of Debt
How You Got Into Debt
Good Debt Bad Debt
Business vs. Personal Debt
Section 2 Dealing With Your Money

The Two Step Plan
Doing The Two-Step
Step One
Step Two

The Paths Out of Debt
1- Create a Debt Payment Plan
2- Neogtiate Better Rates & Terms
a.Consolidation Loans
b.Consumer Credit Counseling Services
3- Negotiate Lump-Sum Settlements
4- Bankruptcy
5- The Easy Way
6- Win $1,000,000

Living Debt-Free
Manage Your Money
Make More Money
Save Money
SameMoney-MoreFun
Stay Debt-Free
You as a Business


Section 3 Dealing With Your Creditors
Alerts/Scams

The Credit Industry
Credit Industry
The Fine Print
The Secondary Debt Market

The Debt Collection Process
Original Creditor
The Charge-Off
Collection Agency
Legal Problems
Dirty Creditor Tricks

Dealing with Debt Collectors
Dealing with Debt Collectors
Statute of Limitations
Cease and Desist Letter


Section 4
The Credit Report
The Credit Report
Credit Score
Credit Repair
Section 5
Dealing With Yourself
The Critical Factor
The Art of Prosperity
The End of Failure
Prosperity Coaching
Section 6
Kids and Money
Kids and Money
How to Pay for College
Section 7
Debt Information
Bookstore
Debt Facts
Radio Show
Resources

About Us
Privacy Policy
Site Map


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The Art of Prosperity
Lesson 1 History of Money
What money really is and where it gets its power.
Page 2- Prosperity Before Money

To understand the origins of money, we must go back to a time before money. Money did not suddenly appear in the world fully imagined and realized. Rather, it came gradually and in response to the evolution of human needs. Prosperity initially came through the Earth. It was provided to mankind as a reward for their efforts in gathering, hunting and eventually planting and harvesting. Early man recognized that prosperity came in cycles of energy. Seeds were gathered, planted, tended and crops harvested with some being eaten immediately, some being saved and some being returned as seed for the next planting. Cycles were also recognized in terms of the seasons, spring, summer, fall and winter as well as the cycle of life and death.

As civilization evolved and expanded beyond agricultural societies the exchange of life energy became more complex with the hunter needing to exchange with the farmer, the shepherd, the medicine man as well as many others. He also needed to be able to transfer his life energy to his family and tribe members. During the transformation of prosperity from crops to money one thing remained constant, there was an exchange of life energy. Although the form of the energy changed, the energy itself remained beholden to the same life cycles. It could be planted and harvested; it could then be enjoyed or replanted for ever increasing harvests.

If we believe in money it doesn’t matter what form it takes. Money must have power over us inwardly in order to have power in the world. We must believe in its value before we will change our conduct based on whether or not we will receive it. Money is not only about financial transactions it’s about how life energy will be spent. In it’s earliest forms it was life energy paid to the god’s for prosperity.

Early tribal peoples attempted to influence nature by entering into a proper relationship with it. This proper relationship was a relationship of exchange. To ensure that the cycle of prosperity and abundance would continue early peoples forged a bond between themselves and the world in which they lived by prayer and sacrifice. Fertility rituals were not only universal among agricultural societies, they were very similar in nature. These ceremonies were not only about fertility but also about the relationship of humans to nature and the universe. They were an exchange of thought and energy in return for prosperity.

Although the connection of money to ancient rituals of fertility is lost to our conscious awareness, today money still arouses energies that once connected us to a higher realm. We have all struggled at one time or another with money shortfalls and found ourselves face to face with overwhelming fears. These fears may not be a response to actual event but a response to our ideas about money.

Many ancient fertility/prosperity rituals included human sacrifice. If this seems far removed from modern life consider this, we exchange our time and energy for money; that is a form of sacrifice. Yet it does not end there. Just think of how many people are killed for money or how many people choose to pay their debts by taking their own life.
The Strangest Prosperity Secret
Pay attention to this prosperity secret: Money does indeed grow on trees. Well, it grows just like it’s on trees. The energy that is within money is just as alive the energy within a seed. Money responds exactly like any living thing does, if you tend to it, it grows and if you don’t it withers and dies. You might say, “That’s crazy. You can’t just go outside and pick an endless supply of money off a tree. You have to work for it, it’s hard.” And if you say that, I’ll agree that you are right. Whatever you believe about money will be true for you.
Imagine two farmers standing in their respective fields. One says, “There’s nothing here and it’s going to be hard work before anything can happen,” and he does nothing. While the other farmers says, “I see a flourishing crop,” and prepares the land, plants the seeds, tends to the seedlings, pulls the weeds, and waters his field.

What will happen when they come back to their fields later that year? One will say, “There’s nothing here,” while the other says “I see a flourishing crop,” and they will both be right. One farmer decided it was going to be hard so he gave up before he started. The other decided to plant, tend, and harvest. The second farmer didn’t toil endlessly all year, he made a decision that there was going to be an orchard, then he planted, he tended his crops by weeding and watering and then he harvested. With a eye towards the next year the farmer would plow some of the crop back into the soil to replenish the earth, he would eat some of the harvest, save some for the winter months and the last of the crops he kept as seeds to be planted in the next year.

So imagine what happens after the second year, the first farmer continues to get nothing while the second farmer’s crop increases. He had more seeds to plant, and his experience let him be a better farmer. Year after year the second farmer’s crops continue to grow until his harvest is so abundant that he can harvest forever and never run out.

Remember this: the farmer decides to plant but the seed has no choice. It has to grow, that’s the only thing it knows how to do. If you plant apple seeds you get apples, plant tomato seeds you get tomatoes, plant prosperity seeds and you get prosperity.

In the case of prosperity, your mind is like the farmer’s land in that it will accept any seed of thought and grow it. Like the land it also must be prepared for planting, in this case, by clearing away any old negative thoughts that may inhibit positive growth. Once prepared, a new thought is planted by making a firm decision, a decision that is fueled by a burning desire and a goal that is viewed with certainty. Creating a workable plan and taking sustained action accomplish the task of tending to the new crop. Once harvested, your crop, prosperity, should be in part enjoyed, shared, saved for future use and replanted.

Of course, today’s smart money farmer takes some of what he harvests, money, and plants it; that is, invests it in ways that will cause it to grow. Using a simple tool like compounding interest, this farmer will re-invest his harvest, that is, profits, until his harvest is so abundant that he never has to go to work again.

If you think it’s crazy that someone can just go out and pull money off of trees, don’t tell the guy who’s getting regular checks from his investments. He planted his money crop long ago and he can now enjoy the harvest for the rest of his life.

If you have been waiting for your money crop to come in, it’s time to plant the seeds. And as surely as you do, other principles of nature will apply. Sometimes the crops will be bountiful, sometimes smaller; sometimes the weather will be tough and other times it will be perfect. What you will find is that once you know how to plant prosperity, you will be able to weather the ups and downs of natures cycles and reap an abundant harvest. You will have more than enough for yourself and be able to, like the farmer who gave back part of the crop to replenish the land, give to others so that your prosperity may benefit others.

On To Page 3
To read The Art of Prosperity please use the links on this side.
The Art of Prosperity

Introduction
Lesson 1: The History of Money What money really is and where it gets its power.

Page 1

Page 2

Page 3

Page 4

Page 5

Page 6

Page 7


Lesson 2

Lesson 3

Lesson 4

Lesson 5

Lesson 6


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