10 Years of Debt Advice Help
debt relief experts for 10 years running

Free Debt Relief Report

debt relief report

Grab Your Free Report Now

How To Become Debt Free!
"The Debt Relief Secret"

Name
E-Mail


Lesson 1 History of Money What money really is and where it gets its power.

Page 5 - Types of Money Today
The differentiation of money is not just by individuals, but organizations and even the government distinguishes among forms of legal tender. Today, the Federal Reserve recognizes as part of the national money supply not only cash, currency, demand deposits, and travelers checks, but also, among other financial assets, overnight repurchase agreements, Eurodollars, money market mutual fund shares, savings bonds, commercial paper, banker’s acceptances, and liquid treasury obligations. Multiple monies are thus not curious residuals of an earlier era but a vital part of today’s economy.

Types of Money Today
  • Currency, Bills and Coins
  • Money Orders
  • Gift Certificates
  • Stocks
  • Bonds
  • Options
  • Mutual Funds
  • Treasury Bills
  • Money Market Funds
  • Credit Cards
  • Debit Cards
  • ATM Cards
  • Checks
  • IRAs
  • 403(b)’s
  • Keogh’s
  • Trust Funds
  • Savings Bonds
  • Municipal Bonds
  • Many more and many more to come

So from the earliest fertility rituals to the modern dollar bill, we are using a connection between our personal life energy and our eternal spirit. It is in this way that we honor the cycles of life: planting and harvesting, earning and spending, giving and receiving, saving and investing, and even living and dying. When we understand that money is a symbol of life energy, we begin to honor and respect it. Not that the symbol is the treasure, but the treasure resides in you.

Prosperity Without Money
The Art of Prosperity defines prosperity as the ability to function effortlessly in the world without regards to money. For most of us it also means an increasing financial abundance. Here are two recent examples of being able to function effortlessly in the world without regards to money and without amassing personal wealth.

The Peace Pilgrim
One example of prosperity consciousness without money is the Peace Pilgrim. She made a decision that the most important thing in the world was world peace. To her, until there was world peace, nothing else really mattered and she took it upon herself to spread the word, literally. She sold everything that she had and began walking. Everyone she came into contact with she talked about world peace. She just walked and talked world peace. At night she would sleep wherever she was, a park, a field, or in someone’s house if they offered. She had two rules, she never asked for anything and she never refused anything. If she was offered something and she couldn’t use it she would just pass it on to someone who could.

Her first couple of years were quite difficult. She spent many nights sleeping outside but as her notoriety grew so did her circle of influence. She developed the support of many wealthy people who were willing to share their wealth with her. She wound up having transportation provided for her. She could use their private jets when she needed to and she had a variety of mansions that she could stay in when ever she needed.

Her inner wealth was such that others treasured her company in such a way that she was able to share their wealth, and, although she had no money, she lived the life of a wealthy person. Indeed she was wealthy because her physical needs were met and she could devote all of her time to what she was truly dedicated to—world peace.

Sister Theresa
Another case of someone whose life was filled with spirit in such a beautiful way and yet had no need for the personal accumulation of wealth was Sister Theresa. As an example there was a time when she was given a mansion in San Francisco to use as a clinic. The news reporters were there with her as she toured the mansion and the TV cameras showed her discussing her plans. When she saw that the house had two water heaters she ordered that one be removed. San Francisco, she said, was a warm climate, and after all she didn’t take hot showers and neither did her associates. They really only needed hot water for the patients and one water heater was enough. As she walked through the house she ordered the carpets removed, after all they didn’t need them and having wooden floor made it easier to wheel patients and equipment around.

She wasn’t doing this to deny herself anything or to reject the concept of wealth. She just didn’t need these things and was just concerned with the task at hand. Her thoughts were only of helping sick people, and if something didn’t help to do that, she just wasn’t interested.

It’s quite possible for one to be unconcerned with money and spend one’s life in service to others or in search of spiritual fulfillment and be prosperous. But for the purpose of this course we will be looking at ways to have ever increasing abundance—peace of mind along with more money.

On To Page 6

Testimonials

"Thank you for your help and resources. I had no idea how to handle my creditors until I found your website. Yes, there is light at the end of the tunnel!

Sincerely,
Amanda
(2nd Grade School Teacher, Washington)



"I appreciate your helpful information. We were able to work out a deal that is a win win situation for me and my debt collector's. Thank you so much.
Sincerely,
Julie T.
(Receptionist, Texas)

 

debt relief ebook

Learn How To

checkmark Reduce Debt by 40- 60%

checkmark Avoid Bankruptcy

checkmark Eliminate Collection Calls

checkmark Know How Collectors Think

checkmark Become Debt Free

Name
E-Mail

 

Get Your Free Report

How To Become Debt Free!
"The Debt Relief Secret"

debt free book

 

Debt Calculator

See how long it will take for your debt to get paid off with one of these four options. We have listed a standard debt amount as a default on the debt calculator. You will need to enter your current personal or business debt amount below to see what your debt payoff amounts will reflect.

What's Best For You: Minimum Payments?

Debt Consolidation?

Credit Counseling? Debt Settlement?
Total Unsecured Debt $30,000.00 $30,000.00 $30,000.00 $30,000.00
Months To
Get Out Of Debt
430 60 60 36
Interest Rate 18.9 % 12 % 10-12% Ave None
Total Interest Paid $49,978.53 $10,040.01 $21,300.00 None
Monthly
Payment
$900.00 $667.33 $855.00 $458.33
Total Cost
To Be Debt Free
$79,978.53 $40,040.01 $51,300.00 $16,500.00
Monthly Payments   Months To Get Out Of Debt   Total Cost To Be Debt Free
$900.00
$450.00
$0.00
 
430
215
0
 
$79,978.53
$39,989.27
$0.00
Minimum Payments Debt Consolidation Credit Counseling Debt Settlement
Enter Your Debt Information Here:
Your Total
Unsecured Debt:
Your Average
Interest Rate:
Months To
Be Debt Free:

 

PLEASE NOTE: This calculator gives you an estimate of how much it will cost you to get out of debt, how long it will take and how much your monthly payment may be with the different options to pay off your debt. Keep in mind "Minimum Payments" assumes you NEVER make any further purchases on your credit cards and the credit card companies NEVER raise the interest rate on your cards in the future from the rate calculated above. The "Debt Consolidation Loan" example is usually only possible when taking out an "equity line of credit" or "second mortgage", which involves securing your unsecured debt with your home. This is a very risky option for most people because the home could be foreclosed if you cannot make the payments.