10 Years of Debt Advice Help
debt relief experts for 10 years running

Free Debt Relief Report

debt relief report

Grab Your Free Report Now

How To Become Debt Free!
"The Debt Relief Secret"

Name
E-Mail


Lesson 2 Change Your Thoughts - Change Your Life Page 1 A Review and A Preview

In Lesson #1 we looked at the origin and history of money. We looked at how it came into being, the different forms it has taken and how it is being used today. In Lesson #2 we will look at the money in your life, again starting at the beginning. In this case we’ll examine your early money memories and discover how and why they play a vital role in your financial life today. The good news is that no matter what your early money memories, they can be changed, or at least the emotional impact that they are currently having on you can be changed. Just like the farmer who plows the field before planting, you have the ability to sort through your early money thoughts, pull out the weeds and prepare the soil for the next planting. You’ll then be in a much better position to move ahead in a financially responsible way. But before we move on into Lesson #2 lets review your exercises from Lesson #1.

Did you do the exercises from Lesson #1? If yes you’re ready to move on to Lesson #2, if no, why not? In order for this course to be effective for you, you must do the exercises and take the time do some soul-searching. The Art of Prosperity is effective when you change your thoughts, change your feelings, and change your actions in regards to money.

The exercises in Lesson #1 were designed to have you start to take new actions and to get new results. They were also designed to help you create a new prosperous self-image and to have others think of you in that way too. Exercises #1 and #2 asked you to go out and get a financial publication and be seen in public reading it. This was done because it forces you to present an image to others and to yourself that you are knowledgeable on financial matters. You, of course, will probably learn something by reading the publication. Then exercise #3 asks you to call and talk to someone about investing. By the time you hang up the phone you will have successfully engaged in a conversation with an investment professional. By taking the successful action in exercise #3 you will receive the results in exercise #4 and one day when you’re not even thinking about it your mailbox will present you with positive financial mail. You took action and you got results.

If you have already been reading financial publications and receiving financial information in the mail, congratulations - you’re one step ahead of those who haven’t. Keep in mind that the purpose of these exercises was to increase your prosperity self-image. So take steps to present yourself in a prosperous way and you will accomplish the goal at hand. Now let us move boldly ahead by first going back to your first recollections about money and discovering what you really think and feel about getting rich.

Inheritance Inheritance
You have received a financial inheritance from your parents. Whether or not your parents have died and whether or not they have left you any money you have received an important emotional inheritance from them. All children inherit thoughts, feelings, and actions about life from their parents. This also includes the thoughts feelings and actions regarding money and includes the dynamics between parents as practiced with regards to money. The inheritance is also in the form of emotional patterns; moral values or education that one generation can transmit to the next. To understand what we inherit from our parents, we must take a journey through the past so that we may return to our current lives far wiser and with the ability to move ahead with a clear conscious on a new path.

It is the duty of the child to come to terms with what the parent has been unable to deal with, or else be doomed to repeat the pattern and pass it on to yet another generation. In regards to money this often happens well into adulthood as we approach mid-life and undergo the stressful surrender of an old and outgrown identity. Our childhood identity may have pleased or served our parents. It may be part of our inheritance from them. Yet the stirring of our own power, our own sense of who we most deeply are, may force us to surrender what may in many ways be both secure and of value. The fact that we often resist change is not a surprise, but it is amazing how resistant we are to change that we initiate. Our ultimate confrontation is the challenge to confront our own traditional thinking, our heritage, with a new freshly designed attitude of our own choosing.

Only by taking an honest journey through the past will we be able to transform our inheritance. It is by revisiting the past will we be able to bring our power of reason to bear on our own previous experiences and those of our family. This scrutiny protects us from falling into the illusion that these worn-out images are real and must be carried with us without question. By acknowledging the past, understanding that it is in the past, forgiving the events, the emotions, and the people involved we will be able to heal and move on to a better future. It is only by accessing the power of forgiveness that the events of the past can be cleansed and laid to rest. Even if the event and the people involved are so horrible that they cannot be forgiven they must be forgiven, for it is the only way to heal and move on. It is the forgiving of others that we truly heal ourselves.

Relieving yourself of the burden you are carrying with you will start you down a new path. For if we are ruled by our past experiences, such as the patterns of childhood relationships to our parents, and our parents relationships to money, we will have no way to avoid repeating these patterns again and again in essence, living the same life over and over again without the benefit of gaining from experiences.

On To Page 2

Testimonials

"Thank you for your help and resources. I had no idea how to handle my creditors until I found your website. Yes, there is light at the end of the tunnel!

Sincerely,
Amanda
(2nd Grade School Teacher, Washington)



"I appreciate your helpful information. We were able to work out a deal that is a win win situation for me and my debt collector's. Thank you so much.
Sincerely,
Julie T.
(Receptionist, Texas)

 

debt relief ebook

Learn How To

checkmark Reduce Debt by 40- 60%

checkmark Avoid Bankruptcy

checkmark Eliminate Collection Calls

checkmark Know How Collectors Think

checkmark Become Debt Free

Name
E-Mail

 

Get Your Free Report

How To Become Debt Free!
"The Debt Relief Secret"

debt free book

 

Debt Calculator

See how long it will take for your debt to get paid off with one of these four options. We have listed a standard debt amount as a default on the debt calculator. You will need to enter your current personal or business debt amount below to see what your debt payoff amounts will reflect.

What's Best For You: Minimum Payments?

Debt Consolidation?

Credit Counseling? Debt Settlement?
Total Unsecured Debt $30,000.00 $30,000.00 $30,000.00 $30,000.00
Months To
Get Out Of Debt
430 60 60 36
Interest Rate 18.9 % 12 % 10-12% Ave None
Total Interest Paid $49,978.53 $10,040.01 $21,300.00 None
Monthly
Payment
$900.00 $667.33 $855.00 $458.33
Total Cost
To Be Debt Free
$79,978.53 $40,040.01 $51,300.00 $16,500.00
Monthly Payments   Months To Get Out Of Debt   Total Cost To Be Debt Free
$900.00
$450.00
$0.00
 
430
215
0
 
$79,978.53
$39,989.27
$0.00
Minimum Payments Debt Consolidation Credit Counseling Debt Settlement
Enter Your Debt Information Here:
Your Total
Unsecured Debt:
Your Average
Interest Rate:
Months To
Be Debt Free:

 

PLEASE NOTE: This calculator gives you an estimate of how much it will cost you to get out of debt, how long it will take and how much your monthly payment may be with the different options to pay off your debt. Keep in mind "Minimum Payments" assumes you NEVER make any further purchases on your credit cards and the credit card companies NEVER raise the interest rate on your cards in the future from the rate calculated above. The "Debt Consolidation Loan" example is usually only possible when taking out an "equity line of credit" or "second mortgage", which involves securing your unsecured debt with your home. This is a very risky option for most people because the home could be foreclosed if you cannot make the payments.