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How To Avoid Bankruptcy?
The Debt Collection Process
The Debt Elimination Plan
Dealing With Collectors
Cease And Desist Letter
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The Debt Relief Calculator
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How To Become Debt Free!
"The Debt Relief Secret"

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How i Hate Debt.com helps

How To Avoid Bankruptcy

With:

  • Free Debt Counseling
  • Free Debt Payoff Calculators.
  • Free Credit Card Collection Letters Templates.
  • Free "Do It Yourself Debt Elimination" Step-by-Step guide.
  • Free "How To Become Debt Free Now" Report

 

 
 
Contact Information

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i Hate Debt.com
2525 Shelter Island Drive Suite E
San Diego, CA 92106

aaron ""@"" ihatedebt.com
(remove the ""before and after the @ sign. This is to detour spammers. Thank you)

Please Note: Office Visits are by appointment only. Thank you.

Testimonials

"Thank you for your help and resources. I had no idea how to handle my creditors until I found your website. Yes, there is light at the end of the tunnel!

Sincerely,
Amanda
(2nd Grade School Teacher, Washington)


"I got myself into over $56,000 in Debt. I don't know how it happened. It seemed like it happened so quick. All of a sudden I found myself in a position where there was no way I could pay that debt off within my lifetime. I was making the minimum payments and the balance never seemed to go down. Then, i missed a couple payments and they raised my interest rate to 33%. It was at this point that I knew I had to do something. I was looking at Bankruptcy at this point and then luckily found your website. I know that Bankruptcy was the last option but you have informed me that I can actually get out of Debt without filing bankruptcy. I'm on the path to getting rid of this debt. Thank you.... I hate debt.com
Michael R.
(Construction Management, Oregon)


"I appreciate your helpful information. It's nice to see this kind of helpful information to get me out of debt. I followed your suggestion about calling a professional debt consultant and she helped me look at my debt the way my collector's are looking at it. We are able to work out a deal that is a win win situation for me and my debt collector's. Thank you for saving my life!

Best,
Julie T.
(Receptionist, Texas)

 

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"The Debt Relief Secret"

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Debt Calculator

See how long it will take for your debt to get paid off with one of these four options. We have listed a standard debt amount as a default on the debt calculator. You will need to enter your current personal or business debt amount below to see what your debt payoff amounts will reflect.

What's Best For You: Minimum Payments?

Debt Consolidation?

 Credit Counseling? Debt Settlement?
Total Unsecured Debt $30,000.00 $30,000.00 $30,000.00 $30,000.00
Months To
Get Out Of Debt		 430 60 60 36
Interest Rate 18.9 % 12 % 10-12% Ave None
Total Interest Paid $49,978.53 $10,040.01 $21,300.00 None
Monthly
Payment		 $900.00 $667.33 $855.00 $458.33
Total Cost
To Be Debt Free		 $79,978.53 $40,040.01 $51,300.00 $16,500.00
Monthly Payments   Months To Get Out Of Debt   Total Cost To Be Debt Free
$900.00
$450.00
$0.00
 
430
215
0
 
$79,978.53
$39,989.27
$0.00
Minimum Payments Debt Consolidation Credit Counseling Debt Settlement
Enter Your Debt Information Here:
Your Total
Unsecured Debt:
Your Average
Interest Rate:
Months To
Be Debt Free:

 

PLEASE NOTE: This calculator gives you an estimate of how much it will cost you to get out of debt, how long it will take and how much your monthly payment may be with the different options to pay off your debt. Keep in mind "Minimum Payments" assumes you NEVER make any further purchases on your credit cards and the credit card companies NEVER raise the interest rate on your cards in the future from the rate calculated above. The "Debt Consolidation Loan" example is usually only possible when taking out an "equity line of credit" or "second mortgage", which involves securing your unsecured debt with your home. This is a very risky option for most people because the home could be foreclosed if you cannot make the payments.

Your Next Step

I highly suggest that you speak with a professional debt negotiator in regards to your current debt situation. Our top go to guy, Charles, has been negotiating debt for over 10 years and knows what the best options are. He does not charge the crazy fees that the other debt negotiators charge. He actually comes up with a solution that you are happy with and will benefit from... all at the same time, on your terms with whatever you are comfortable with.

He is NOT a high pressure sales man. He is actually the owner of his own business that negotiates debts with lendors. I have personally used him to negotiate a bad home loan of mine. I use him and I recommend him!

Sincerely,
Aaron
Co-Owner of ihatedebt.com

Fill out the form below and Charles will contact you usually in a few hours. He has been very busy this year, so give him about 24 hours, at the most, to call you back. It will be worth your time! I promiss.